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Business Basic
Pay as you go account for low volume businesses.
- Account fee $5.00 per month.
- $0.75 per deposit*.
- $0.75 per cheque, transfer, debit memo, counter withdrawal, Interac, Global Payment and Credit Union ATM withdrawal.
- $0.50 per Automatic Funds Transfer (AFT), Internet or TeleService transaction.
- $0.25 per Internet or TeleService inquiry.
- All other “Service Fees” apply.
Business Bonus
A monthly flat fee convenience account.
- Interest paid on a tiered basis.
- Account fee $20.00 per month, includes up to 25 transactions**. $1.00 per transaction thereafter.
- The first 15 Internet or TeleService inquiries are free. $0.50 per inquiry thereafter.
- All other “Service Fees” apply.
Business Maximizer®
Cost effective services and solutions.
- Interest paid on a tiered basis.
- Account fee $30.00 per month, includes up to 50 transactions**. $1.00 per transaction thereafter.
- The first 30 Internet or TeleService inquiries are free. $0.50 per inquiry thereafter.
- All other “Service Fees” apply.
Current Deposit Rates All of our business accounts offer no charge for:
- Loan payment transfers.
- Point of Sale terminal deposits.
- MasterCard Settlement deposits.
|
Business
Basic |
Business
Bonus |
Business
Maximizer® |
| Monthly Fee |
$5.00 |
$20.00 |
$30.00 |
| Deposit* |
$0.75 |
Includes 25 transactions
$1.00 thereafter |
Includes 50 transactions
$1.00 thereafter |
| Cheque, Transfer, Debit Memo, Counter Withdrawal, Interac, Global Payment, Credit Union ATM Withdrawal |
$0.75 |
| AFT, Internet or TeleService Transactions |
$0.50 |
| Internet/TeleService Inquiry |
$0.25 |
Includes 15 inquiries
$0.50 thereafter |
Includes 30 inquiries
$0.50 thereafter |
| Interest |
N/A |
Tiered |
Tiered |
All other “Service Fees” apply
*Deposits include 1st 10 items. $0.10 per item thereafter. Cash deposits over $5,000 will be surcharged at $2.00 per $1,000 or portion thereof. Coin deposits over $500 will be surcharged $2.00 per $100 or portion thereof.
**Transactions are defined as: Cheques, Deposits, Transfers, Debit Memos, Counter Withdrawals, Interac Direct Payments, Global Payments, Credit Union ATM Withdrawals, AFT’s, Internet or TeleService transactions.
We offer three types of Business Savings Accounts, which include the following services:
- 1st two deposits and withdrawals per month free.
- $1.50 per item thereafter.
- Free transfers into account.
- No cheques.
Business Plan 24 Savings
- Interest rates are posted in branch.
- Interest is calculated on the ending daily balance and is paid monthly.
Business Participatory Savings
- Interest rate is set quarterly and posted in branch.
- Interest is calculated on the minimum monthly balance and is paid annually (October).
Business U.S. Dollar Savings
- Interest rates are tiered and posted in branch.
- Interest is calculated on the ending daily balance and is paid monthly.
- $5.00 monthly fee.
Customized Packages
A customized package of services may be arranged with Wetaskiwin Credit Union. Talk to our qualified staff, who will assist you in developing a package of services that best suits your business needs.
Drive Thru Night Depository
Our Drive Thru Night Depository provides a convenient and safe method for making after hour deposits.
The Credit Union Deposit Guarantee Corporation guarantees the repayment of all deposits with Alberta credit unions, including accrued interest. Additionally, The Credit Union Act provides that the Government of Alberta will ensure that this obligation of the corporation is carried out.
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